Whatever the goal — a home, a business, an emergency — there's a loan product matched to it, with rates and terms shown upfront.
Meet your personal financial needs with flexible loan options, convenient repayment plans,...
Starting at 09.95% p.a. Explore More
Make your dream of owning a home a reality with flexible home loan options, convenient rep...
Starting at 06.95% p.a. Explore More
Affordable car loans to help you drive away with confidence.
Starting at 07.35% p.a. Explore MoreChoose the right insurance protection for yourself, your family and your valuable public/webassets.
Secure your family's financial future with life insurance plans designed to prov...
Protect yourself and your family from unexpected medical expenses with suitable...
Protect your car or two-wheeler against eligible risks with suitable motor insur...
Helping individuals and families choose the right financial protection with confidence, transparency and ease.
Your credit score plays an important role when applying for loans and credit cards. Check your credit score and understand your credit profile before making your next financial move.
See how a part payment can reduce your outstanding loan, total interest and remaining tenure.
A simple process to help you explore suitable Loan, Insurance, Credit Card or Solar solutions.
Tell us whether you need a Loan, Insurance, Credit Card or Solar solution.
We understand your basic profile and requirement to help identify suitable options.
Get assistance in exploring available options based on your requirement and eligibility.
Start the application process with the required documents and information.
Final decision is subject to the relevant bank, NBFC or insurer’s policy and eligibility.
Get assistance across loans, insurance, credit cards and solar solutions through a simple and transparent process.
Connected with leading banks and NBFCs to help you explore suitable financial solutions.
Access multiple insurance partners and explore protection options based on your needs.
Explore Loans, Insurance, Credit Cards and Solar solutions from one convenient platform.
Get guidance based on your financial requirement, profile and preferred solution.
Clear communication about the process, requirements and applicable terms at every stage.
Convenient digital documentation and application support to make the process easier.
Assistance throughout the application process, including document and application-related guidance.
Support and guidance for insurance claim-related queries and documentation.
Dedicated customer support to help you with your questions and service-related requirements.
Explore financing options and government subsidy benefits designed to make your home and solar investment more affordable.
Finance your rooftop solar system with suitable loan options while exploring available government incentives.
Explore housing assistance under Pradhan Mantri Awas Yojana – Urban 2.0 and understand the applicable eligibility and benefits.
We work with banks, NBFCs, insurance companies and other financial partners to help customers explore suitable financial solutions.
Banking partners offering a range of financial products and services.
NBFC partners providing lending and financial solutions based on eligibility.
Insurance partners offering protection solutions for individuals, families and public/webassets.
Trusted financial partners supporting our customers' requirements.
Partner logos and associations displayed below represent genuine business relationships and approved associations.
Partner availability may vary based on product, location, eligibility and applicable policies.
Most applicants who meet these four basics are approved without further review.
"Applied for a personal loan on a Tuesday, had the money by Thursday. The whole process was on my phone — no branch visit at all."
"The EMI calculator matched my final offer exactly, down to the rupee. No surprises when the loan was disbursed."
"Got working capital for my shop in two days flat. My relationship manager actually picked up the phone every time I called."
Loan amounts range from ₹50,000 to ₹50,00,000 depending on the loan type, your income, credit profile and repayment capacity.
Rates start from 06.95% p.a. for home loans and 09.95% p.a. for personal loans, depending on your credit score and chosen tenure. Your exact rate is shown before you accept any offer.
Indian residents aged 21 or above with a stable, verifiable monthly income and valid KYC documents are generally eligible. Check your specific eligibility in under a minute using our tool above.
You'll typically need PAN card, Aadhaar card, recent salary slips or income proof, and bank statements for the last 3–6 months — all uploaded digitally.
Most personal loan applications are approved within a few hours. Home and business loans, which involve additional verification, typically take 24–72 hours.
Yes. You can make partial prepayments or foreclose your loan after the lock-in period. Charges, where applicable, are disclosed upfront in your loan agreement.
Your EMI is based on the reducing-balance method, factoring in your loan amount, interest rate and tenure. Use our EMI calculator above to see your exact monthly payment before applying.
Straight answers on loans, credit, insurance and government schemes — no jargon, no fine print left unexplained.
Join 50,000+ customers who found the right loan, at the right time, with Sivimoney.
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