Outstanding loan balance is paid off in full in the event of the borrower's death.
Lump-sum payout on diagnosis of covered conditions like cancer, heart attack or stroke.
EMIs are covered for a defined period if you're unable to work due to permanent disability.
Up to 3 EMIs paid on your behalf if you involuntarily lose your job (salaried plans).
Most plans up to ₹25L cover don't require a medical exam to get started.
A dedicated claims assistant guides your family through the process, in Hindi and English.
Call our claims line or raise a request from your account — available 24/7.
Upload the relevant proof (medical, employment or death certificate) digitally.
Our claims team and the insurer verify the claim, usually within 7–10 working days.
Approved claims are paid directly to your lender to settle the loan, or to your nominee.