Connected with Leading Banks, NBFCs & Insurance Companies Across India
Approved applications are typically disbursed within 24–48 hours of document verification.
Purely unsecured — no property, gold or fixed deposit required to back your loan.
Processing fee, interest and any charges are shown before you accept — nothing hidden.
Repay over 6 to 60 months — pick a monthly EMI that actually fits your budget.
Pay down extra whenever you can, after the initial lock-in — reduce your interest outgo.
A relationship manager stays with your application from submission to disbursal.
Your exact rate depends on your credit score, income and chosen lender — shown before you accept any offer.
| Component | Details |
|---|---|
| Interest Rate | 10.49% – 22% p.a. (reducing balance) |
| Loan Amount | ₹50,000 – ₹25,00,000 |
| Tenure | 6 – 60 months |
| Processing Fee | Up to 2.5% of loan amount + GST |
| Prepayment Charges | Nil after 12 EMIs; up to 4% before |
| Late Payment Charges | 2% per month on overdue EMI |
| Loan Cancellation | Free within 3 days of disbursal (flat cancellation window) |
Explore government-backed loan schemes and financing options designed to support businesses, entrepreneurs and small enterprises.
Financing options for eligible businesses and entrepreneurs
Explore government-supported loan, credit guarantee and subsidy-linked schemes for eligible micro and small businesses.
नई micro enterprise/unit शुरू करने के लिए credit-linked margin money subsidy वाली योजना।
Check Eligibility →छोटे कारोबार और micro enterprises के लिए business financing options।
Eligible MSE borrowers के लिए collateral/third-party guarantee की आवश्यकता को कम करने में मदद करने वाली credit guarantee सुविधा।
SC/ST और Women Entrepreneurs के लिए eligible greenfield business के लिए institutional loan सुविधा।
Check Eligibility →कारीगरों और craftspeople के लिए credit support, training और अन्य scheme benefits।
Know More →Street vendors के लिए working-capital loan scheme ताकि वे अपने कारोबार को जारी और विकसित कर सकें।
Check Eligibility →Eligible MSMEs को technology और equipment upgrade करने में सहायता देने वाली संबंधित government schemes।
Explore Scheme →Enter your income and loan need — takes under a minute, no impact on your credit score.
Submit PAN, Aadhaar and income proof digitally — no branch visit required.
Review your approved amount, rate and EMI before accepting anything.
Once you accept, funds are disbursed directly to your bank account.
