Approved applications are typically disbursed within 24–48 hours of document verification.
Purely unsecured — no property, gold or fixed deposit required to back your loan.
Processing fee, interest and any charges are shown before you accept — nothing hidden.
Repay over 6 to 60 months — pick a monthly EMI that actually fits your budget.
Pay down extra whenever you can, after the initial lock-in — reduce your interest outgo.
A relationship manager stays with your application from submission to disbursal.
Your exact rate depends on your credit score, income and chosen lender — shown before you accept any offer.
| Component | Details |
|---|---|
| Interest Rate | 08.50% – 22% p.a. (reducing balance) |
| Loan Amount | ₹50,000 – ₹25,00,000 |
| Tenure | 6 – 60 months |
| Processing Fee | Up to 2.5% of loan amount + GST |
| Prepayment Charges | Nil after 12 EMIs; up to 4% before |
| Late Payment Charges | 2% per month on overdue EMI |
| Loan Cancellation | Free within 3 days of disbursal (flat cancellation window) |
Enter your income and loan need — takes under a minute, no impact on your credit score.
Submit PAN, Aadhaar and income proof digitally — no branch visit required.
Review your approved amount, rate and EMI before accepting anything.
Once you accept, funds are disbursed directly to your bank account.