Provides a guaranteed lump-sum payout (Sum Assured) to your beneficiaries in the event of an untimely death.
Optional add-on cover offering an extra payout upon diagnosis of listed critical illnesses like cancer or heart failure.
Choose from monthly, quarterly, half-yearly, or annual premium payments to comfortably fit your budget.
Helps ensure your family maintains their standard of living and achieves long-term financial goals even in your absence.
Enjoy tax deductions on premiums paid and tax-free claim payouts under prevailing income tax laws (e.g., Section 80C & 10(10D)).
Dedicated assistance to guide your nominees through an easy, transparent, and hassle-free claim settlement process.
Call our claims line or raise a request from your account — available 24/7.
Upload the relevant proof (medical, employment or death certificate) digitally.
Our claims team and the insurer verify the claim, usually within 7–10 working days.
Approved claims are paid directly to your lender to settle the loan, or to your nominee.